Yeah big big difference with that kind of service and a traditional VoIP service. With the cable services, they will actually likely make more money the more you use it. Since they have their own physical networks they get paid for every minute of every received call by other phone networks. So the more calls you get, the more $ they make and this typically heavily offsets the cost of outgoing calls, so they are less aggressive with usage limits.
VoIP providers such as Vonage, ViaTalk, VOIPo, PhonePower, etc are all more aggressive because we don't get paid for incoming call usage...we actually pay for it.
None of these providers would allow 8K minutes in a month, but with a cable service it's not as much of an issue.
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