The answer is yes, as long as you have reasonable Residential usage patterns. The average user is about 500 minutes in/out monthly. If you regularly go over 3000, or have other unusual calling patterns, it will draw the attention of VOIPo.

Go to https://secure.voipo.com/preferences/softphone for the credentials. It does not allow international calls (Canada is considered non-international.)

For softphone support, try the BYOD forum for more user to user support.
http://forums.voipo.com/forumdisplay.php?f=28
Only the VOIPo ATA is supported by VOIPo staff.